Key Responsibilities:

1.End-to-End Product Management

· Lead the full lifecycle of personal loan and credit card products, covering market research, demand analysis, product design, pricing strategy, risk assessment, and post-launch optimization.

· Drive digital channel integration (e.g., online banking, mobile apps) to elevate customer experience.

2.Cross-Functional Collaboration

· Partner with risk management, IT, marketing, and compliance teams to ensure competitive positioning and strict regulatory adherence.

· Establish operational policies/procedures for efficiency and compliance.

3.Performance & Compliance Oversight

· Monitor product KPIs through data analytics, refining strategies to achieve business objectives.

· Ensure alignment with HKMA guidelines, internal policies, and global regulations.

4.Operational Excellence

· Manage daily operations and execute ad hoc projects with agility.

Requirements:

· Education: Bachelor’s degree in Economics, Finance, Marketing, or related fields.

· Experience: 3+ years in banking/financial services, with hands-on experience in personal loan/credit card product management.

· Proven expertise in credit risk models, market trends, and HKMA regulatory frameworks.

· Skills:

· Strategic Execution: Resourceful problem-solver adept at prioritizing tasks under constraints.

· Communication: Strong stakeholder engagement skills with a focus on high-quality deliverables.

· Resilience: Thrives in fast-paced environments, meeting tight deadlines without compromising accuracy.

· Language: Fluency in English and Chinese (Mandarin essential).