Objectives:
Responsible for building and optimizing the company's anti-fraud risk control system for the entire automotive finance business process, leading fraud case investigations and implementing prevention strategies, ensuring asset quality and business compliance.
Job responsibilities:
1. Risk Control System Construction
• Design anti-fraud rules covering the entire cycle of pre-loan review, in-process warning, and post-loan monitoring.
• Regularly analyze fraud cases and propose targeted prevention and control recommendations.
2. Case Investigation and Disposal
• Lead special investigations into major fraud cases and coordinate with sales, operations, legal, and collection departments to complete evidence collection and judicial recovery.
3. Application of Technical Tools
• Promote the implementation of big data correlation analysis (such as small loan info) and other technologies
• Manage the interface and rule optimization of third-party anti-fraud systems (such as BaiHang and PuDao)
4. Design and develop Scorecard
• Model based on historical data
5. Cross-Departmental Collaboration
• Train sales/CA teams to identify high fraud-risk customer characteristics
Job requirements:
• University degree or above.
• At least 5 years of working experience preferably in: Bank, AFC or leasing company.
• Good communication skills in both spoken and written English and Mandarin.
• Independent modeling capability.
Competencies:
• Good knowledge of Microsoft Office tools. Proficient in SQL and Python
• Result oriented personality with good communication skills.
• Dynamic personality with high energy and integrity.